Visa Stock: Is V Outperforming the Financial Services Sector?
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With a market cap of $641.2 billion, Visa Inc. (V) is a global payments technology company that facilitates digital transactions across more than 200 countries and territories through its secure processing network, VisaNet. The company offers a broad portfolio of products and services, including credit, debit, prepaid solutions, digital payment innovations, risk management, and data analytics.
Companies worth more than $200 billion are generally labeled as “mega-cap” stocks, and Visa fits this criterion perfectly. Serving financial institutions, merchants, governments, and consumers, Visa also strengthens its brand through partnerships and sponsorships with organizations such as the Olympic Games, FIFA, and the NFL.
The San Francisco, California-based company's stock has dipped 6.4% from its 52-week high of $375.51. Shares of Visa have decreased 3% over the past three months, lagging behind the Financial Select Sector SPDR Fund’s (XLF) 6.1% rise over the same time frame.
In the longer term, Visa stock is up 11.2% on a YTD basis, slightly underperforming XLF’s 11.6% gain. However, shares of the company have soared 30.6% over the past 52 weeks, outpacing XLF’s 20.1% return over the same time frame.
V stock has been trading above its 200-day moving average since last year.
Despite Visa reporting better-than-expected Q3 2025 adjusted EPS of $2.98 and revenue of $10.2 billion on Jul. 29, shares fell marginally the next day. The decline was driven by the company maintaining its full-year net revenue growth forecast in the low single digits, which disappointed investors hoping for an upward revision following the strong quarter.
Additionally, rival Mastercard Incorporated (MA) stock has outperformed Visa stock on a YTD basis, increasing 13.1%. Nevertheless, MA stock saw a 26.2% surge over the past 52 weeks, lagging behind V stock.
As Visa stock has outperformed over the past year, analysts remain bullish about its prospects. The stock has a consensus rating of “Strong Buy” from 37 analysts' coverage, and the mean price target of $397.32 is a premium of 13.1% to current levels.
On the date of publication, Sohini Mondal did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.